Financing to Fit Your Needs
Carpet Tech is now offering special financing options to help you either create the home of your dreams or protect your investment. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home services project.¹
Quick, Paperless Application Process
Available Plans3
1069
6 Months, Mixed Interest Rate, 0% Promo Period
- Mixed rate 0% for 6 months followed by 9.99% for 120 months
- Interest Rates: 9.99%
- Term: 126 Months
First 6 Months
Make no payments for the first 6 months. Pay no interest.
– THEN –
Months 7-126
Make equal monthly payments of $13.21 for every $1000 you borrow.
2613
12 Months No Minimum Monthly Payment
- No interest if paid in full within 12 months
- Interest Rates: 17.99 - 26.99%
- Term: 84 Months
- Retroactive Interest4
First 12 Months
No minimum monthly payments.
– THEN –
Months 13-84
Make equal monthly payments of $23.20 for every $1000 you borrow.
2521
Monthly Payments Based on Approved Interest Rate
- No interest if paid in full within 12 months
- Interest Rates: 17.99 - 26.99%
- Term: 84 Months
First 12 Months
No interest if paid in full.
– OR –
Months 1-84
Make equal monthly payments of $21.00 for every $1000 you borrow.
1 GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, equal opportunity lender banks GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362
2 Subject to credit approval.
3 Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. Minimum monthly payments required during the promotional period. Making minimum monthly payments during the promotional period will not pay off the entire principal balance.
4 Retroactive Interest - If balance not paid in full within 12 months, interest accrues from the original date of the loan.
Financing Available For
- CT Pools
- CT Construction
- CT Roofing
- Pool Check
- Carpet Tech
- Insurance Deductibles
Financing not available for use on insurance claims (except to cover deductibles, upgrades or other out of pocket expenses).
Financing for large projects and extensive services should be discussed before an estimate is given. Estimate price may vary depending on the financing package chosen at time of contract.
Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.¹
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. Call 866-936-0602.
Q: How do I pay my contractor?
When the work is complete, you will receive a text and an email asking you to approve payment for your contractor.
Q: How long do I have to use my loan?
Once approved, you have four or six months, depending on your plan to make your purchases.
Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
Q: When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.²
1 GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, equal opportunity lender banks GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362
2 Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.